Cash Plus Policy

This is an endowment policy with death cover designed to provide a lump sum to dependants on death of the life assured.

The life assured also enjoys additional benefits as stipulated below.


  • It participates in profits (Bonuses) .
  • On Maturity Sum Assured plus bonuses is payable .
  • On death of the policyholder:
    • Within six months of policy- payment restricted to return of premiums with interest except for accidental death where full Sum Assured is payable.
    • After six months- Benefits payable are full Sum Assured plus 100% accrued bonuses.


  • Minimum and maximum age at entry 16 and 55 respectively
  • Policy terms offered 12 and 20 years.
  • No medical examination for Sum Assured up to MK 20 million, but Sums Assured above that, medical tests will be required.