BENEFITS

• An Endowment policy with death cover.
• On Maturity Sum Assured Plus bonuses is payable.
• On death Sum assured plus bonuses is payable dependent on duration Policy has been in force at time of death as follows:-

1st year - 10% of Sum assured
2nd year - 20% of Sum Assured
3rd year - 30% of Sum Assured
4th year - 40% of Sum Assured
5th year - 50% of Sum Assured
6th year - 60% of Sum Assured
7th year – 70% of Sum Assured
8th year – 80% of Sum Assured
9th year – 90% of Sum Assured
10th year and thereafter – 100% of Sum Assured

CONDITIONS

• No HIV test required up to K2,000,000.00 cover.
• A Private Medical Attendants Report (PMAR) or a Standard Medical Examination Report (SMER) are basic requirements.
• Minimum and maximum age at entry should be 16 and 55 respectively.
• Minimum and maxumum term is 10 and 20 years respectively.
• A waiting period of 6 months: If death occurs within this period, premiums will be refunded with 4% interest.
• For accidental death within the first 6 months full death benefits are payable.

DOWNLOAD FORMS

>> Lien Protection with Profits Proposal Form