BENEFITS

• It participates in profits (Bonuses)
• On Maturity Sum Assured plus bonuses is payable
• On death two options are available:
1) Sum Assured plus bonuses is payable
2) Only 50% Sum Assured plus bonuses is payable.
• Can be assigned as security for a loan at a financial lending institutions.
• Loan against the policy is available after 2 full years’ premiums or more within the confines of the Surrender Value. Loan interest is currently at 22.5 % per annum chargeable monthly.

ADDITIONAL  BENEFITS

• On survival of the Life Assured on each of the 3rd, 6th and 9th anniversary a cash payment equal to 10% of the Sum Assured is payable on a 12 year policy.
• On each 5th, 10th and 15th Policy anniversary the cash payment is 15% of the Sum assured on a 20 year policy.

CONDITIONS

• Optional HIV TEST regardless of Sum Assured
• Standard Medical Report or Private Medical Attendants Report (PMAR)       
• Minimum and maximum age at entry 16 and 55 respectively
• Policy terms offered 12 and 20 years

DOWNLOADS

>> Cash Generator Endowment Assurance Proposal Form